Helping seniors shop for, choose and enroll in a Medicare supplement health insurance policy is clearly the main focus of our agency. There are a number of common scenarios that would present an opportunity where it may be beneficial for you to talk to us to receive a FREE No obligation evaluation and recommendation in deciding on the best plan and best company for your Medicare supplement coverage.
Price Comparison For Your Active Medicare Supplement Policy
If you currently have an active Medicare supplement plan, have been with the same company for a number of years in a row and have received a premium increase at least once a year, your monthly premium may be to the point now that you could benefit from a price comparison.
We can take a look at the marketplace and see how your current premium compares to other companies selling the exact same plan in your area. There is a possibility that we can substantially reduce your monthly premium without any reduction in the quality of your coverage.
This is a very simple process. We help many seniors all over the country all year long to make this type of change and put money back in their pockets. This is a very rewarding part of what we do here at our agency.
What Insurance Company Is The Best?
This can be a very interesting conversation when working with our customers to help them not only choose a Medicare supplement plan letter, but also help them decide on what insurance company to purchase their Medicare supplement plan from. The first important principle to understand in regards to this decision is the fact that:
– – Medicare supplement plans are Standardized Plans – –
This means that as long as you choose the same Medicare supplement letter with any insurance company, the benefits of your insurance policy are Exactly The Same!
For example, if you have decided that the best Plan letter for your needs is a Medicare supplement Plan F, you do not need to study, evaluate and compare the benefits of a Plan F issued by different insurance companies because there is no difference.
Many people get stressed by this decision, but in reality it is NOT an extremely critical decision. Your doctor or hospital gets paid the exact same amount of money and in the exact same method regardless of what insurance company you have your Medicare supplement policy with.
Some individuals we speak with have been pressured into to choosing a certain insurance company and even pay a higher priced premium in the belief that somehow they are getting better coverage or they will somehow have a lower cost premium in the future.
Please do not be persuaded by this false information.
We do feel like there is a considerable value to you to have an independent agent help you shop the market and find the best plan letter for your needs and the insurance company that will offer you the best value. Because we are independent, we do not have any loyalty to any specific insurance company. This allows us to remain unbiased in our recommendations.
Another important factor to consider during the process of choosing a Medicare supplement plan is that whatever decision you make initially, this does not have to be a permanent decision. One valuable service we provide to our customers is an annual rate comparison review.
We will be in contact with you at least once a year to let you know we are aware of any changes in your premiums in the future and then to compare your new premium to other companies in the marketplace. This allows us to do the best we can to make sure we are continuing to keep you on a plan that is the best value for your needs.
Please fell free to contact us at any time if you would like a pressure free, no obligation one on one consultation. Our services are always free to you. We work very hard to keep our customers happy.
If you have any questions about this subject or would like to speak to us about any of your Medicare needs in regards to Medicare supplement, Medicare Advantage or Part D prescription drug plans, I would certainly be very happy to speak with you.
I am an independent agent specializing in the senior market. My services to you will always be FREE. I would be very happy to look at your current coverage and compare it to the marketplace to make sure that you are still getting a good value.
Billy Williams
800-499-1942
MedicareHealthInsuranceOptions.com
