Understanding the different part of Medicare can get a bit confusing. No worries – this post will make all things clear!
In this post, we’re going to talk about the different parts of Medicare. That is, the different letters, for example Part A and Part B and so forth. This can get a little bit confusing at times, so we’re going to look at each part of Medicare and explain it.
So we start off with Part A . Part A is called Hospital.
Next is Part B. Part B is called Medical.
Then we have Part C. This refers to Medicare Advantage Plans.
Last we have Part D, which refers to Prescription Coverage.
Part A, Hospital is relatively self-explanatory. If you have Medicare and you are in the hospital then you are covered under Part A. This will also cover you if you are in some other similar facility such as a:
Skilled Nursing Facility
Rehab Center
Rehab Center
Hospice Care
There are times when this can get a little bit confusing because you can be AT the hospital but not
technically be IN in the hospital. What that means is for example, you could be at the hospital in the emergency room, you could go to the hospital and have some type of a procedure in the outpatient day Center and are then sent back home that same day.
So you were at the hospital, but you were never admitted to the hospital.
The more confusing situation is where you may go to the hospital, you may enter through the emergency room or some other means and you are actually kept overnight at the hospital for
observation but then are never officially admitted to the hospital, so that’s where it gets confusing.
However, if you are officially admitted to the hospital then you will be covered under Part A of Medicare, which is called Hospital.
Part B – Medical most individuals on Medicare, the majority of the medical care that they will receive throughout each year we’ll be covered under Part B. Basically Part B of Medicare is any
medical care that you need that is not covered under Part A. This may include several different common situations, such as:
Doctor Office Visit
Testing and Treatment
Testing and Treatment
Ambulance
Emergency Room
Outpatient Treatment
Home Health Care
Durable Medical Equipment
Emergency Room
Outpatient Treatment
Home Health Care
Durable Medical Equipment
Part C – Medicare Advantage a Medicare Advantage plan is going to be some type of a network policy either an HMO or a PPO. This plan will include all of the benefits that you would
normally receive under Part A and Part B. Most Medicare Advantage plans also include prescription coverage. Sometimes a Medicare Advantage plan will also include some other added benefits.
Part D – Prescription Coverage if you have Part A and Part B of Medicare as your main
coverage, you then also have the option to get a separate stand alone Part D prescription drug plan. The prescription plans are designed to assist you to save money on the cost of your prescription
medications. This is optional coverage in addition to Part A and Part B.
So, there you have it – Part A, Part B, Part C, and Part D. I hope this brief explanation has been helpful to clarify the different parts of Medicare if you would like to discuss
If you have any questions about this subject or would like to speak to us about any of your Medicare needs in regards to Medicare supplement, Medicare Advantage or Part D prescription drug plans, I would certainly be very happy to speak with you.
I am an independent agent specializing in the senior market. I would be very happy to look at your current coverage and compare it to the marketplace to make sure that you are still getting a good value.
My services to you will always be FREE.
Billy Williams
800-499-1942
MedicareHealthInsuranceOptions.com
