Are you currently on Medicare or will start Medicare in the near future? Do you need cataract surgery? Will Medicare help pay for your cataract surgery?
We get this question quite often at our agency. This post will help provide some information that will help you in your decision making process when it comes to considering and scheduling cataract surgery.
Cataract surgery is a fairly common procedure. I think most people realize what a cataract surgery
is. It’s similar to Lasik surgery and the basic reason a person will have this procedure is to help cure blurred vision.
If you are starting Medicare in the next year or so, you may want to wait until your Medicare coverage starts before you have this procedure because the Medicare will help pay for the cost of your
cataract surgery.
Cataract surgery is covered under Part B of Medicare, which is called Medical. If you have Medicare
only (no secondary coverage), you will first pay for the Part B deductible. Currently the Part B
deductible is $185.00 (2019). After you satisfy your deductible, you will pay 20% of the cost of the procedure.
Medicare will pay for the following:
– Medicare will pay for the removal of your cataracts
– Medicare will also pay for basic intraocular lenses
– Medicare will also pay for one set of eyeglasses or contact lenses after your surgery if your vision at that time does require corrective lenses.
Important Note:
Medicare will only pay for basic clear intraocular lenses. There are some situations when your eye doctor might recommend more advanced, more expensive corrective lenses and that could be an
additional charge.
If you are getting ready for Medicare or if you are on Medicare now and you are considering getting cataract surgery, you do want to discuss this with your doctor because Medicare will cover the cost of your cataract surgery.
If you get a Medicare supplement plan, sometimes called a Medigap plan, for example if you were to
have a Medicare supplement plan G your, your Medicare supplement will then pay the 20% co-payment. In this case, the only out of pocket that you would have, assuming you do not get corrective
lenses, is the $185 Part B deductible (this is the amount for 2019).
If you have any questions about this subject or would like to speak to us about any of your Medicare needs in regards to Medicare supplement, Medicare Advantage or Part D prescription drug plans, I would certainly be very happy to speak with you.
I am an independent agent specializing in the senior market. I would be very happy to look at your current coverage and compare it to the marketplace to make sure that you are still getting a good value.
My services to you will always be FREE.
Billy Williams
800-499-1942
MedicareHealthInsuranceOptions.com
